Insurance Commentary....

I'd like to know how many of you are having trouble with your insurance company paying for your treatments and/or medications. I have what we call here in the United States a "Cadillac" insurance policy by Blue Cross / Blue Shield. For the first 4 years of my illness (stage IV melanoma) I was treated with a Targeted Therapy via a clinical trial. That means that BC/BS didn't have to pay for my medications. During that time my drugs became FDA approved and finally, 1.5 years ago, I dropped out of the trial and have received the medications by prescription, with the insurance company footing the majority of the bill.

Now BC/BS wants me off my drugs. My scans indicate that my cancer has shrunk and don't seem active any longer (hooray!), but all the data shows a strong likelihood that if you go off of a Targeted Therapy the cancer reappears. I see it as ridiculous to go off my medication - is their desire to save money at my life's expense? 

I have an attorney I'll sic on these guys if they persist. Anyone out there having similar problems?

 

Written by : Cheryl Stratos

Melanoma Research Foundation

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